For those who have a large sum to deposit, today's best jumbo CD rate from a nationally available institution is 5.51% APY, offered by My eBanc for 6 months. Most jumbo CDs require a minimum deposit of $100,000, though some jumbos—including My eBanc's—can be opened with $50,000.
To help you find the best rates, we've been tracking CDs from hundreds of nationally available banks and credit unions every weekday since 2019. Our resulting daily ranking gives you multiple options in each term, along with details on each CD minimum deposit and early withdrawal penalty policy.
But buyer beware: Jumbo CDs don't always pay a higher rate than standard CDs, so it's also smart to shop our daily ranking of the best regular CD rates as well.
Below are CD offers available from our partners, followed by our ranking of the best nationwide jumbo rates.
Below is our APY ranking of the best jumbo CDs. The offers on this list require a minimum deposit of $50,000 or more, though the majority of the top-paying jumbo CDs require $100,000.
In cases where more than one institution pays the same top rate, we've prioritized CDs by the shortest term, then the CD requiring a smaller minimum deposit, and if still a tie, alphabetically by institution name.